Q.What funding can a developer raise against a project?
Depending on the stage and the asset, a developer can raise construction finance (to build), inventory or last-mile funding (against unsold or near-complete units), land acquisition funding (to buy land), lease rental discounting and loan against property (against owned or leased assets), structured or mezzanine debt (for gaps a plain loan won't cover), and equity or growth capital (for a share of the upside). The right instrument depends on the project's stage, cash flows and risk profile.
Q.What is real estate debt syndication?
Debt syndication is the process of raising a project's debt from more than one lender when the amount or complexity is beyond what a single lender will take on. An advisor structures the requirement, approaches the right mix of banks, NBFCs and funds, and brings them onto a common set of terms — so the developer runs one organised process instead of many disconnected ones.
Q.What is inventory / last-mile funding?
Inventory funding raises capital against completed but unsold units, freeing up the value locked in finished stock. Last-mile funding is for projects that are nearly complete but stalled for want of capital, bridging the final stretch to completion and sale. Both turn a project's own value into the working capital it needs.
Q.What is land acquisition funding and how is it structured?
Land acquisition funding helps a developer fund the purchase or aggregation of land before development begins. Because there is no built asset or cash flow yet, lenders treat it as higher-risk, so these facilities are usually structured around the land's location, approvals status and the project's eventual viability — often with a clear path to refinancing once construction finance begins.
Q.How do lenders decide whether to fund a project (what makes it “bankable”)?
Lenders look first at the promoter's track record and the project's approvals and clear title, then at the numbers — projected cash flows, sales velocity, cost-to-complete and the security on offer. A bankable project is one where the lender can see a credible, well-documented path to repayment. Often the difference between a yes and a no is not the project itself, but how clearly that path is presented.
Q.Can a developer without a track record of large borrowings still raise funds?
Yes. Lenders weigh the project and the structure, not borrowing history alone — so a first-time large borrower with a sound project can raise capital when the requirement is framed to fit the lender's credit criteria. For example, in Q1 of 2026 we helped a developer with no prior large-borrowing record raise ₹100 crore against their ongoing projects, closing in 45 days.
Q.How do you decide which lender to approach for a requirement?
This is where our background matters most. Having been lenders ourselves, we know which lenders are actively deploying capital right now, each one's credit criteria, and which kind of proposal clears which lender's system. We match a requirement to the lender most likely to say yes on the right terms — rather than circulating it widely and hoping.
Q.Why do lenders give priority to proposals that come through Raintree?
Over the years we have built a reputation for sending well-prepared, credible proposals. Lenders know a requirement that reaches them through us has already passed many of their own checks and filters, which makes their job easier — so they engage faster. That is what lets us reduce the turnaround time on a transaction.
Q.How quickly can you tell whether my requirement is feasible?
Usually very early, often in the first call or meeting. Because we assess a requirement the way a lender would, we give an honest go / no-go quickly — so neither of us spends weeks on a deal that will not close. A clear answer up front is something you can expect from us.
Q.How long does a typical fundraise take to close?
It depends on the instrument and complexity, but a well-prepared transaction typically moves from first conversation to disbursement in a matter of weeks to a few months. The biggest variable is readiness — clean documentation and a clearly framed requirement shorten the timeline considerably.
Q.How do you handle confidentiality?
During a transaction we are necessarily exposed to important and sometimes sensitive client information. From our professional wholesale-lending background, we treat all of it with strict confidentiality, in both written and verbal communication with every stakeholder.